Showing posts with label Car Insurance. Show all posts
Showing posts with label Car Insurance. Show all posts

Friday, September 16, 2011

GEICO Auto Insurance

The material provided on the geico.com website, including the information and any images incorporated in the site, is for your personal private non-commercial use only. You may not modify, republish, post or transmit anything you obtain from this website, including anything you download from the site, unless you first obtain our consent. You agree not to engage in systematic retrieval of data or other content from geico.com. We request that you not create any kind of hyperlink from any other site to ours unless you first obtain our permission.

Due to possible linguistic differences, advertising statements in Spanish may not necessarily reflect the content of the policy written in English. In the event of a dispute concerning policy terms, the policy written in English will apply.

It is very important that you read the next two sections carefully.

LIMITATION OF LIABILITY

GEICO WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF ITS SITES. THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF (OR INABILITY TO USE) THE SITES; (2) USE OF (OR INABILITY TO USE) ANY SITE TO WHICH YOU HYPERLINK FROM ITS WEBSITES; (3) FAILURE OF PERFORMANCE; (4) ERROR; (5) OMISSION; (6) INTERRUPTION; (7) DEFECT; (8) DELAY IN OPERATION OR TRANSMISSION; (9) COMPUTER VIRUS; OR (10) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS PROVIDED BELOW, WE ARE NOT LIABLE EVEN IF WE HAVE BEEN NEGLIGENT OR IF OUR AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES—OR BOTH.

HOWEVER, IN CERTAIN STATES WHERE THE LAW MAY NOT ALLOW US TO LIMIT OR EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, OUR LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITES.

DISCLAIMER
THE MATERIAL ON OUR SITES IS PROVIDED AS IS. THIS MEANS THAT GEICO DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN THE SITES. THIS INCLUDES, BUT ITS NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THAT THE FUNCTIONAL ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE; (3) THAT DEFECTS WILL BE CORRECTED; (4) THAT OUR SITES, OR THE SERVERS THAT MAKE THEM AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS OR CONDITIONS; OR (4) THAT INFORMATION CONTAINED IN THE SITES IS ACCURATE AS OF ANY PARTICULAR DATE.


We sometimes provide access to other World Wide Websites from our sites or you may have reached our site from another site. However, we do not endorse or approve any products or information offered to you at sites you may reach from our sites or from which you may have reached our site. The Uniform Resource Locator (URL) address in your web browser will tell you if you are still in the GEICO site or have moved elsewhere.

By providing material on our website GEICO does not in any way promise that the materials will remain available to you or that you will qualify for the products we offer. GEICO is entitled to terminate all or part of any of its Websites at any time, without notice to you.

When you select a password and sign-up in order to access GEICO’s online policyholder services, you agree to the following conditions:


  • GEICO is authorized to act on instructions received under your password without any requirement to question those instructions;
  • GEICO is not liable for any unauthorized access to your personal information that is not directly due to the negligence of GEICO;
  • Your password contains sensitive information and you will keep it confidential and secret;
  • You will notify GEICO immediately if you believe anyone else has learned your password or if you believe an unauthorized access to GEICO or your personal information has occurred or may occur;
  • GEICO may deny access or block any transaction made under your password without prior notice if we believe your password is being used by someone other than you, or if any unauthorized access to your personal information has occurred or may occur, or for any other reason, but we are under no obligation to do so.
PRIVACY
All information collected from users of our sites is subject to our Privacy Policy, which is incorporated by reference into this agreement. For more information, see our Privacy Policy.

JURISDICTION
Unless otherwise specified, the materials in our site are presented to provide information about the Government Employees Insurance Companies, (collectively "GEICO"), our insurance products and the insurance business. GEICO operates and controls its sites from the Company’s headquarters in Chevy Chase, Maryland, in the United States of America, and Maryland law shall govern and control any action concerning the GEICO sites. We do not in any way imply that the materials on the sites or the products we discuss are available or for use outside the United States or in jurisdictions in which we are not licensed to do business, or that we are soliciting business in any such jurisdiction. By completing an on-line request for a rate quote, you are confirming that you are not a resident in any such jurisdiction.

By using the geico.com website, you agree to these Terms and Conditions of Website Use.

MISCELLANEOUS
These Terms and Conditions of Website Use, and the agreement they create, shall be governed by and interpreted according to the laws of the State of Maryland, without giving effect to Maryland’s conflict of laws principles.

If any provision of this agreement is unlawful, void or unenforceable, it shall not affect the validity and enforceability of any remaining provisions.

GEICO may modify these Terms and Conditions of Website Use, and the agreement they create, at any time, simply by updating this posting or the information on its website and without notice to you.

Government Employees Insurance Company and its affiliates GEICO General Insurance Company, GEICO Indemnity Company and GEICO Casualty Company insure private passenger automobiles and provide homeowner and other types of insurance for qualified applicants. The companies market collectively under the trade names GEICO and GEICO Direct.

In the rate quote application, photos are of models; testimonials are from actual GEICO policyholders.


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State Farm Car Insurance

Terms of use

This document outlines the Terms and Conditions relating to your use of statefarm.com® and provides additional information about State Farm Mutual Automobile Insurance Company, its affiliates and subsidiaries (State Farm). These Terms and Conditions are applicable to your use of this site regardless of how you accessed it. If you do not wish to be bound by these Terms and Conditions, please discontinue using and accessing this site immediately.

Privacy Policy:

To receive information about State Farm's Privacy Policy, please visit our Notice of Privacy Policy.

Your use of this site

You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party's intellectual property or other proprietary rights. In the event you engage in activity that is illegal, defamatory, libelous, threatening, or harassing, State Farm reserves the right to disclose any information you provide through the use of this site or other State Farm owned electronic sites or applications to law enforcement authorities as deemed appropriate in the sole discretion of State Farm. You agree that any information you provide through this site will be truthful and accurate. State Farm reserves the right to require a customer change their Customer ID or answers to security questions if they are deemed inappropriate at State Farm's sole discretion and judgment.

SMS Texting Terms and Conditions for Agent Alerts Service

This is an on-going text message alert service.  For additional information, please visit SMS Texting Terms and Conditions.

E-mails to State Farm addresses

The State Farm e-mail system is a private e-mail system intended only for purposes authorized by State Farm. You are not authorized to send numerous unsolicited commercial e-mail messages to any e-mail addresses at @statefarm.com. State Farm reserves the right to take actions as may be necessary to prevent misuse of its e-mail system by unauthorized parties.

Disclaimer of Warranties

Any information, services, materials, software, calculators or other items on this site are provided "as is" without any warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. State Farm does not warrant that this site will be uninterrupted or error fee. Any risk arising out of use or performance of the information, services, materials, software, calculators or other items remains entirely with you. Under no circumstances will State Farm be liable for any damages whatsoever arising out of the use or performance of the information, services, materials, software, calculators or other items.

Secured areas/passwords

Some portions of this site are restricted and require authorization for access. Unauthorized use of or access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas.
If you are an authorized user of any restricted area, you are responsible to maintain the security/confidentiality of your password. DO NOT SHARE YOUR PASSWORD WITH ANYONE. State Farm will not ask you for your password. If you know or suspect that your password has been compromised, change your password immediately. If you suspect any unauthorized activity related to your account, you should contact State Farm. State Farm will not be responsible if you do not properly secure your password or if you choose to share your password with anyone else. In order to protect your personal information State Farm encourages you to change your password every 6 months.

State Farm Intellectual Property Rights

The State Farm three oval logo, the terms "State Farm", "State Farm Insurance," "State Farm Insurance Companies," "State Farm Bank", and the phrases "Like a good neighbor, State Farm is there", "Invest with a Good Neighbor," "Bank with a Good Neighbor," "State Farm is there for life," "24 Hour Good Neighbor Service", "statefarm.com," "Select Service", as well as all logos and graphics using the State Farm name are the intellectual property of and/or federally registered trademarks/servicemarks owned by the State Farm Mutual Automobile Insurance Company and its affiliated organizations. State Farm may possess intellectual property rights in other logos, words, or phrases not listed here. Intellectual property rights of third parties may apply where noted. Except where otherwise indicated, all materials on this site including but not limited to graphics, text, software, audio, video, and files, are the property of State Farm and are protected by copyright or other intellectual property laws.
State Farm reserves all rights to its intellectual property. You may print out a single copy of pages on this site for your personal, non-commercial use provided that all copyright, trademark or other notices are retained. ALL OTHER USES ARE PROHIBITED.
You are not authorized to use any portion of this site or any other State Farm intellectual property on any other site, in the meta-tags of any other site or in any other materials. You may not modify, publish, create derivative works, copy, distribute, or otherwise use any of this site's content or frame this site within any other site.

Links to/from other sites

For your convenience, State Farm may provide links to other Internet sites that State Farm does not maintain. You should not interpret any link to/from other sites as indicating that State Farm sponsors or endorses the sites or their materials or that the sites are affiliated with State Farm in any manner. State Farm is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products or services offered on such sites. State Farm is not responsible for and makes no warranties or representations about the content, products or services offered on any sites that you may elect to use in connection with this site.

Availability of products and services

State Farm does business in certain states in the United States of America and certain provinces in Canada. Home offices are located in Bloomington, Illinois unless otherwise indicated.
Not all of the products or services described on this site are available in all states or provinces. You may not be eligible for all products and services and State Farm reserves the right to determine such eligibility as permitted by law. Where noted, certain products or services may be subject to specific terms, conditions, representations or agreements. The portions of this site related to such products and services provide additional information about terms, conditions representations, agreements, eligibility and availability.
State Farm Bank®, Bloomington, Illinois, is a member FDIC and Equal Housing Lender. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal.
State Farm's securities products are offered by State Farm VP Management Corp., One State Farm Plaza, Bloomington, Illinois 61710-0001, 1-800-447-4930 (mutual funds) or 1-888-702-2307 (variable products). State Farm Mutual Funds are not insurance products. State Farm's variable products are issued by State Farm Life Insurance Company (Not licensed in MA, NY or WI) Bloomington, IL, State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin). These products are not FDIC Insured, are not Bank Products and may lose value. For more complete information, potential investors should obtain a prospectus for the mutual funds or variable products, by calling the respective number below, and read it carefully before investing.

1-800-447-4930 (retail funds), 1-800-447-0740 (associate funds) or 1-888-702-2307 (variable products).
Investment return and principal value will fluctuate and your shares, when redeemed, may be worth more or less than their original cost.

Other agreements

These "Terms and Conditions" apply to your use of this site and do not change or alter any other contract or agreement between you and State Farm.

Insurance quotes/coverages

At this time, on-line quotes may not be available for all states or provinces, products, services or coverage selections. For additional information about products, services or coverage selections otherwise offered by State Farm, please contact a State Farm agent
All quotes generated by this site are estimates based upon the information you provided and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on this site are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application to State Farm. All applications are subject to underwriting approval. Coverages and availability may vary by state or province; and additional minimum coverage limits may be available in your state. For additional information, please contact a State Farm agent.

Online claims submissions

If you are a State Farm customer, you may elect to report an insurance claim online where available. Your submission does not commit State Farm to coverage for this loss. Information you submit regarding your insurance policy and the loss is subject to review and verification. State Farm reserves the right to request additional information prior to reaching a decision on the claim. A claim representative will be communicating with you regarding your claim. All policy provisions contained in your policy remain in effect. If you have any questions concerning the coverage afforded by your policy, please contact your State Farm agent.

Changes to this document

The content of this site and of these "Terms and Conditions" are subject to change without prior notice.

Applicable law/severability

These "Terms and Conditions" shall be governed by and interpreted according to the laws of the State of Illinois without respect to any conflict of laws provisions. If any portion of these "Terms and Conditions" is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision.

Additional information about State Farm

Insurance Licensing information - General
State Farm Mutual Automobile Insurance Company is organized under the laws of the State of Illinois and licensed in all 50 states, the District of Columbia, and the provinces of Alberta, New Brunswick, and Ontario. The company is principally engaged in writing automobile insurance. In the U.S. the company also writes long term care, disability income, Medicare Supplement and supplemental health insurance, and commercial auto insurance. NAIC number: 25178
State Farm Fire and Casualty Company, a wholly owned subsidiary or State Farm Mutual Automobile Insurance Company, is organized under the laws of the State of Illinois and licensed in all 50 states, the District of Columbia, and the provinces of Alberta, New Brunswick, and Ontario. The company is principally engaged in writing personal lines and writing property and casualty lines of insurance consisting mainly of homeowners and commercial multiple peril. In the U.S. the company also writes boat owners, personal liability umbrella, farm-ranch, commercial auto, commercial umbrella, professional and specialty, workers compensation, inland marine & mobile property, surety and fidelity bonds. NAIC number: 25143
State Farm General Insurance Company, a wholly owned subsidiary of State Farm Mutual Automobile Insurance Company, is organized under the laws of the State of Illinois and is licensed in all states except Rhode Island, Connecticut, and Massachusetts and primarily writes in California. Its principal focus is on personal lines and writing property and casualty lines of insurance consisting mainly of homeowners and commercial multiple peril. The company also writes boat owners, personal liability umbrella, farm-ranch, commercial umbrella, commercial auto, professional and specialty, workers compensation, inland marine & mobile property, surety and fidelity bonds. NAIC number: 25151
State Farm Indemnity Company, a wholly owned subsidiary of State Farm Mutual Automobile Insurance Company, is organized under the laws of the State of Illinois. Although licensed in both Illinois and New Jersey, it is solely engaged in the writing of automobile insurance in New Jersey. NAIC number: 43796
State Farm Guaranty Insurance Company, a wholly owned subsidiary of State Farm Indemnity Company, is organized under the laws of the State of Illinois. Although licensed in both Illinois and New Jersey, it is solely engaged in the writing of automobile insurance in New Jersey. NAIC number: 12251
State Farm Florida Insurance Company*, a wholly owned subsidiary of State Farm Mutual Automobile Insurance Company, is organized under the laws of the State of Florida and licensed in Florida and Illinois. The company writes property insurance in the State of Florida. NAIC number: 10739
State Farm Life Insurance Company, a wholly owned subsidiary of State Farm Mutual Automobile Insurance Company, is organized under the laws of the State of Illinois and is licensed in the District of Columbia, all states except Massachusetts, New York, and Wisconsin. The company primarily writes individual life and annuity products. NAIC number: 69108
State Farm Life and Accident Assurance Company, a wholly owned subsidiary of State Farm Mutual Automobile Insurance Company, is organized under the laws of the State of Illinois and licensed in Connecticut, Illinois, New York, and Wisconsin. The company primarily writes individual life and annuity products. NAIC number: 69094
State Farm Annuity and Life Insurance Company, a wholly owned subsidiary of State Farm Life Insurance Company, is organized under the laws of the State of Illinois and licensed in all states except Connecticut, Florida, Iowa, Maine, Massachusetts, Minnesota, New Hampshire, New York, North Carolina, Oklahoma, Pennsylvania, Rhode Island, Texas, and Wisconsin. NAIC number: 94498
Insurance Licensing Information - Texas
State Farm Mutual Automobile Insurance Company is organized under the laws of the State of Illinois and licensed in all 50 states, the District of Columbia, and the provinces of Alberta, New Brunswick, and Ontario. The company is principally engaged in writing automobile insurance. In the U.S. the company also writes long term care, disability income, Medicare Supplement and supplemental health insurance. NAIC number: 25178
State Farm Fire and Casualty Company, a wholly owned subsidiary or State Farm Mutual Automobile Insurance Company, is organized under the laws of the State of Illinois and licensed in all 50 states, the District of Columbia, and the provinces of Alberta, New Brunswick, and Ontario. The company is principally engaged in writing personal lines and writing property and casualty lines of insurance consisting mainly of homeowners and commercial multiple peril, including boat owners, personal liability umbrella policies, marine, commercial inland marine and mobile property, commercial auto, farm-ranch, commercial umbrella, surety and fidelity bonds and workers compensation. NAIC number: 25143
State Farm Life Insurance Company, a wholly owned subsidiary of State Farm Mutual Automobile Insurance Company, is organized under the laws of the State of Illinois and is licensed in the District of Columbia, all states except Massachusetts, New York, and Wisconsin. The company primarily writes individual life and annuity products. NAIC number: 69108
State Farm Lloyds** is an association of underwriters operating under a Lloyds Plan as provided under Chapter 941 of the Texas Insurance Code and is under common management with State Farm Mutual Automobile Insurance Company. State Farm Lloyds is principally engaged in writing homeowners and multiple peril insurance, including homeowners, renters, boat owners, personal liability umbrella, commercial multi-peril, farm-ranch, commercial umbrella, commercial auto, professional and specialty, inland marine & mobile property in Texas. NAIC number: 43419
State Farm Lloyds, Inc.**, is a Texas corporation and is wholly owned by State Farm Mutual Automobile Insurance Company. It is the Attorney-in-Fact for State Farm Lloyds.
State Farm County Mutual Insurance Company of Texas** is a county mutual company organized under the laws of the State of Texas and is under common management with State Farm Mutual Automobile Insurance Company. The company is principally engaged in writing automobile, Commercial Auto and personal inland marine personal articles insurance including in Texas. NAIC number: 26816

Other Companies

State Farm VP Management Corp., One State Farm Plaza, Bloomington, IL 61710-0001, 1-800-447-4930.
State Farm Bank, F.S.B., Bloomington, IL
All companies are domiciled in Bloomington Illinois except where noted:
* State of Florida
** State of Texas

Contact information

Please Contact Us for additional information



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